Make Smarter Loan Decisions

UnLoan.in is a free, independent information platform that helps Indians compare loans, understand interest rates, check eligibility, and make smarter borrowing decisions. We do not process loan applications — we provide guidance so you can approach banks with confidence.

Start by identifying your need (home purchase, education, business, etc.), then compare interest rates across lenders using our loan comparison tool. Check your CIBIL score first — it heavily influences the rate you'll get.

Most banks prefer a CIBIL score of 750+ for the best interest rates. Scores between 650-750 may still get approved but at higher rates. Below 650, options are limited but not impossible — NBFCs like Bajaj Finserv may consider your application.

We update rates regularly based on official bank websites and RBI data. However, rates change frequently — always verify the latest rate directly with the bank before applying. Our rates serve as a reliable starting reference point.

No. UnLoan.in is purely an information and comparison platform. We help you research and compare — you'll need to apply directly with the bank or NBFC of your choice. We provide links to official bank websites where available.

Unlike aggregators, we don't earn commissions from banks for leads. This means our comparisons and recommendations are genuinely unbiased. We monetize through ads, not by selling your data to lenders.

The Pradhan Mantri Awas Yojana (PMAY) offers interest subsidies on home loans. Mudra Loans provide collateral-free business loans up to ₹10 lakh. The Stand-Up India scheme supports SC/ST and women entrepreneurs.