Compare India's Top Banks & NBFCs

Compare the interest rate, processing fee, loan tenure, and prepayment charges across lenders. Also factor in customer service quality, digital experience, and branch accessibility near you. Use our EMI calculator to see how rates from different banks affect your monthly payment.

Public sector (PSU) banks like SBI and PNB are majority-owned by the Government of India and typically offer lower interest rates and more relaxed eligibility criteria. Private banks like HDFC Bank and ICICI Bank usually provide faster processing, better digital platforms, and more flexible products, but may charge slightly higher rates.

HFCs like LIC Housing Finance and PNB Housing specialise in home loans, so they may have more flexible eligibility norms and faster processing for property-backed lending. However, banks — especially PSU banks — often offer lower base rates. It is worth comparing offers from both before deciding.

Yes, NBFCs like Bajaj Finserv, Tata Capital, and Muthoot Finance tend to have more flexible underwriting criteria. They are often willing to lend to self-employed borrowers, those with lower CIBIL scores, or applicants with non-standard income proofs. However, expect slightly higher interest rates compared to banks.